Indonesian, born in Malang, East Java, 1960. Joined Bank Index as Director of Business Development in June 2008. His career in banking started after attending Bank Panin Officer Development Program (ODP) in 1987, and went on to become an Account Officer in Bank Panin Main Branch in Jalan Kopi Jakarta in 1988. His last position in Bank Panin was as Operational Head in Senayan Branch. Before joining Bank Panin, he worked as a Junior Field Engineering of PT Elnusa Well Logging. Graduated from Institut Teknologi Bandung (ITB) in 1985 majoring in Electrical Engineering.