Fixed Loan
Short and medium term non-revolving working capital credit facilities for debtors who require loans with exact amounts and fees for the specified period.

  • Interest calculation is performed with an effective interest rate (as per the facility balance).
  • Interest is paid monthly and fixed over the facility period.
  • The principal repayment of the facility is done at the same time at maturity.
  • Withdrawal of credit facility ceiling can be done at once.
  • The facility
  • Facilities are non-recurring (non revolving).

Opening Condition
  • The collateral must be insured on expenses.
  • Submit sufficient collateral
  • The Borrower must open a current account or savings account at Bank Index.
  • The debtor may be an individual or a business entity.

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Copy of Certificate, IMB, Blue Print, last tax payment receipt (PBB) dan AJB of the collateral

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

Term Loan