Individual Loan

Car Loan
Credit facilitiy for financing car ownership with simple process.

  • Maximum credit facility amounting to 80% of the price of the car
  • Facilities up to 60 months or 5 years
  • Credit repayments are made by repayment of each principal month and interest.
  • Fixed or unchanged interest rates during the loan term so as to be free from the risk of interest rate changes.
  • Motor Vehicle Insurance is mandatory
  • Interest rate charged is flat in advance.
  • Facilities can be used to buy new or pre-used cars.
  • Pre-used car age purchased has to be a maximum of two years when applying for credit.

Opening Condition
  • The Borrower is required to open a checking account or savings account at Bank Index
  • Minimum age 21 years old and maximum 55 years old
  • Vehicle guarantees are tied in fiducia notaril
  • Repayment of part of the remaining installments or entirely subject to administrative costs

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Original Certificate of Employment & Income (for employees)
  • Copy of Proof of Home Ownership - PBB / AJB / Certificate

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

Multi Purpose Credit