Individual Loan

Multi Purpose Credit
Loans to finance the various needs of the debtor with a repayment that can be repaid in a certain period.

Benefit
  • Credit repayment is made by installment / installment every principal month and interest
  • Using an effective and floating interest system
  • Tenure of facilities up to 10 years when using the guarantee in the form of house and maximum of 8 years if using collateral in the form of movable property.


Opening Condition
  • Minimum age 21 years old and maximum 55 years old
  • The Borrower is required to open a checking account or savings account at Bank Index.


Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Original Certificate of Employment & Income (for employees)
  • Copy of Proof of Home Ownership - PBB / AJB / Certificate

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.


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