Individual Loan

Trust Receipt
Working capital credit facility granted to debtors for redemption of import documents, for a maximum tenor of 180 (one hundred and eighty) days. This type can not be provided by customers who do not have LC opening facility opened by the customer.

  • Maximum facility period of 1 (one) year and can be extended after review.
  • Trust Receipt facility is provided to debtors with L / C facility or SKBDN facility.
  • Withdrawal of facilities may be made during the term of the credit facility is not over.
  • Tenor (duration) T / R is a maximum of 180 (one hundred and eighty days) or else according to the credit decision.
  • The interest rate charged is floating (subject to change at any time).

Opening Condition
  • The debtor may be an individual or a business entity
  • The Borrower is required to open a current account or savings account at Bank Index.
  • Submitting adequate collateral goods.

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Copy of Certificate, IMB, Blue Print, last tax payment receipt (PBB) dan AJB of the collateral

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.