Individual Loan

L/C Openning Facility
Credit facilities provided to customers (importers) for opening Letter of Credit (L / C) for import transactions.

  • Prospective debtor actively conducts import / export transactions minimum 1 (one) year and never problematic.
  • Revolving.
  • The L/C opening facility period is a maximum of 1 (one) year and can be extended.
  • Withdrawal of facilities may be made during the period of the credit facility has not expired and the maximum limit is equal to the approved plafond value after it is calculated with the L/C that has been paid.
  • Debtors can make repayment using Trust Receipt facility. (T/R)
  • Interest charged is effective and floating interest rate (subject to change at any time)

Opening Condition
  • The debtor may be an individual or a business entity.
  • The debtor is required to open a current account.
  • Submitting adequate collateral goods.

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Copy of Certificate, IMB, Blue Print, last tax payment receipt (PBB) dan AJB of the collateral

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

SKBDN Openning Facility