Individual Loan

Negotiation and Discount Facilities
Credit facilities to debtors for productive financing and should not be granted to business activities or lending objectives prohibited by banks or included in the blacklist of Bank Indonesia.

  • Credit facilities can be given in Rupiah, Australian Dollar (AUD), European Euro (EUR), Hongkong Dollar (HKD), Japanese Yen (JPY), Singapore Dollar (SGD), and United State Dollar (USD).
  • Facilities are non-recurring (non revolving).
  • Has total assets included in 200 (two hundred) major world based on information contained in banker

Opening Condition
  • The debtor may be an individual or a business entity
  • The Borrower is required to open a current account or savings account at Bank Index.
  • Submit adequate collateral goods.
  • Warranty goods delivered must be insured on expenses.

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months
  • Copy of Certificate, IMB, Blue Print, last tax payment receipt (PBB) dan AJB of the collateral

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months
  • Copy of certificate, IMB, Blue Print, AJB and the last tax payment receipt (PBB)

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.