Individual Loan

Bank Guarantee
Bank Index provides various types of bank guarantees to facilitate the business activities of the debtor.

Product Description:

There are 3 types of Bank Guarantee in Bank Index :

  • Bid (Tender) Bond : Guarantees issued by the bank to participate in the tender / auction of procurement or construction of a project.
  • Performance Bond : Guarantees issued by the bank to ensure the implementation of a job / project.
  • Advance Payment Bond : Guarantees issued by the bank to guarantee deposit advances received by the parties are guaranteed as collateral for the return of the deposit if the guaranteed party deviates from the conditions that have been determined.


Syarat & Ketentuan

  • The debtor may be an individual or a business entity.
  • The Borrower is required to open a current account or savings account at Bank Index.
  • There must be a guarantee item that can cover the bank's risk.
  • Maximum margin deposit of 10%, except for margin deposit for advance payment bond is maximum of 20%


Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

Joint Financing