Back to Back Credit
Credit facility with deposit or savings guarantee in Bank Index.

  • This credit facility is a facility with deposit or fund guarantee on Savings account in Bank Index.
  • Maximum facility period is equal to the term of deposit guaranteed.
  • If the guaranteed is the funds in the savings account, then the savings funds will be blocked.
  • Maximum credit amount is equal to the value of guaranteed deposit or Blocked savings balance.
  • Use the effective interest system.

Opening Condition
  • The debtor may be an individual or a business entity.
  • Maximum age 55 Years.
  • The Borrower is required to open a current account or savings account at Bank Index.
  • Submit a letter of disbursement of the deposit to the bank.

Required Documents

A. Individual Debtor Candidate :

  • Copy of husband's / wife's ID 
  • Copy of debtor's family card (Kartu Keluarga / KK)
  • Copy of debtor's marriage document
  • Copy of debtor's name changing document (if any)
  • Copy of business legal documents : NPWP, SIUP, TDP, SITU, and License of Nuisance Act 
  • Copy of account statement at least 3 (three) months

B. Prospective Debtor of Legal Entity

  • Copy of managements' ID
  • Copy of Deed of Establishment and its amendments, Decree of the Minister of Justice, State Gazette of the Republic of Indonesia, SIUP, TDP, NPWP, SITU and License of Nuisance Act
  • Copy of account statement at least 3 (three) months

Terms, conditions, fees and other information on this product are subject to change. For further information, please contact Bank Index Call Center phone number (021) 6330055 or please visit the nearest Bank Index office.

Bank Guarantee